2025

AYA PAY WALLET

AYA PAY WALLET

AYA PAY WALLET

AYA Bank's digital wallet for payments, transfers, top-ups and card management in Myanmar. I redesigned the app's UI on a structured design system to make everyday money tasks faster and clearer.

FINTECH

DIGITAL BANKING

COMPANY

AYA Bank

PLATFORM

iOS & Android

ROLE

UI/UX Designer

WHAT IS AYA PAY?

WHAT IS AYA PAY?

AYA Pay is a mobile-first digital wallet built and run by AYA Bank. It lets people send money, pay bills, top up phones and cards, shop online and manage their cards, all from one app, while earning reward points along the way.

AYA Pay is a mobile-first digital wallet built and run by AYA Bank. It lets people send money, pay bills, top up phones and cards, shop online and manage their cards, all from one app, while earning reward points along the way.

THE CHALLENGE

THE CHALLENGE

AYA Pay offers a wide range of services, from transfers and bill payments to cards, gift cards and Buy Now, Pay Later. As features grew, the app needed a clearer structure and a more consistent UI, so that users could find what they need quickly and complete payments with confidence.

AYA Pay offers a wide range of services, from transfers and bill payments to cards, gift cards and Buy Now, Pay Later. As features grew, the app needed a clearer structure and a more consistent UI, so that users could find what they need quickly and complete payments with confidence.

my role and process

my role and process

Redesigned the AYA Pay app interface with a focus on clear hierarchy and simple, fast payment flows.

UI DESIGN
DESIGN SYSTEM

Built the new UI on a structured Figma design system with well-managed variables for colour, typography and spacing, so every screen stays consistent.

Created interactive prototypes and design documentation for a smoother, faster handoff to developers.

PROTOTYPES AND HANDOFF
COLLABORATION

Worked closely with product and engineering to make sure designs were feasible and aligned with the bank's business goals.

DESIGN PRINCIPLE

DESIGN PRINCIPLE

The goal was simple: a reliable digital wallet that lets anyone manage their money with ease. AYA Pay is developed fully in-house by AYA Bank, which gives the team the freedom to keep adding services for customers.

The goal was simple: a reliable digital wallet that lets anyone manage their money with ease. AYA Pay is developed fully in-house by AYA Bank, which gives the team the freedom to keep adding services for customers.

WHY AYA PAY?

WHY AYA PAY?

AYA Pay brings convenience, security and rewards together. Users can top up their phone, pay bills and shop online while earning points for discounts, with banking services and customer support in the same app.

AYA Pay brings convenience, security and rewards together. Users can top up their phone, pay bills and shop online while earning points for discounts, with banking services and customer support in the same app.

INSTANT TRANSACTIONS

INSTANT TRANSACTIONS

Users can send and receive money in real time. The transfer flow keeps each step short and clear, so users always know who they're paying and how much before they confirm.

Users can send and receive money in real time. The transfer flow keeps each step short and clear, so users always know who they're paying and how much before they confirm.

PREPAID CARD TOP-UP

PREPAID CARD TOP-UP

Users can recharge their prepaid cards directly in the app, so they always have enough balance for online payments. They can top up from their AYA Pay wallet, iBanking or mBanking, or at a nearby bank branch.

Users can recharge their prepaid cards directly in the app, so they always have enough balance for online payments. They can top up from their AYA Pay wallet, iBanking or mBanking, or at a nearby bank branch.

MANAGE CARDS

MANAGE CARDS

Manage Cards gives users full control of their credit and prepaid cards in one place. Users can: View card details and transaction history, set spending limits to stay on budget, lock or unlock a card instantly for extra security, update card information quickly.

Manage Cards gives users full control of their credit and prepaid cards in one place. Users can: View card details and transaction history, set spending limits to stay on budget, lock or unlock a card instantly for extra security, update card information quickly.

CREDIT CARD REPAYMENT

CREDIT CARD REPAYMENT

Instead of queuing at a bank, users can repay their credit card bill in a few taps, anytime.

Instead of queuing at a bank, users can repay their credit card bill in a few taps, anytime.

approaching credit card payment

approaching credit card payment

Pay your bill from the app at any time.

CONVENIENT
INSTANT

Payments are processed quickly, helping avoid late fees.

Supports repayments for different credit card providers. documentation for a smoother, faster handoff to developers.

FLEXIBLE

ALL FEATURES AT A GLANCE

ALL FEATURES AT A GLANCE

Beyond payments, AYA Pay brings a full set of financial and lifestyle services into one app:

  • AYA Zay

  • Cash In / Cash Out

  • Gift Cards

  • Mobile Top Up

  • Card Services

  • Buy Now, Pay Later

  • Group Deals

  • Bill Payment

  • Money Transfer

  • Pocket Money (Mote Phoe)

  • Points, Rewards & Promo Vouchers

  • Virtual Visa Prepaid Card

  • Promotions

Beyond payments, AYA Pay brings a full set of financial and lifestyle services into one app:

  • AYA Zay

  • Cash In / Cash Out

  • Gift Cards

  • Mobile Top Up

  • Card Services

  • Buy Now, Pay Later

  • Group Deals

  • Bill Payment

  • Money Transfer

  • Pocket Money (Mote Phoe)

  • Points, Rewards & Promo Vouchers

  • Virtual Visa Prepaid Card

  • Promotions

KEY LEARNINGS

KEY LEARNINGS

  • A design system pays off at scale. With so many services in one app, well-managed variables and shared components kept the UI consistent and made new screens faster to design and build.

  • Trust is part of the UI. In a finance app, clear confirmations, readable amounts and predictable flows help users feel safe moving money.

  • Close work with engineering matters. Checking feasibility early and giving clear handoff documents reduced rework and sped up development.

  • A design system pays off at scale. With so many services in one app, well-managed variables and shared components kept the UI consistent and made new screens faster to design and build.

  • Trust is part of the UI. In a finance app, clear confirmations, readable amounts and predictable flows help users feel safe moving money.

  • Close work with engineering matters. Checking feasibility early and giving clear handoff documents reduced rework and sped up development.

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Let's Talk

Let's Talk

Let's Talk

I’m at my best on projects where I can dive into complex problems, collaborate with people, developers and deliver things that genuinely turn tough problems into simple, meaningful solutions.

Contact

Contact

Contact

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Linn Htet Aung

Open to contract work, full-time roles, remote opportunities and interesting conversations about design problems.